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HiLo by PopOK Gaming

HiLo by PopOK is an interesting take on the same higher or lower card game concept. Instead of predicting from a single face down card, you have the choice of picking any 3 face down cards to be your lucky pick. Correct predictions increase your cashout total, wrong predictions will lose it all. Play the demo game from PopOK Gaming below completely risk free.

Our Rating
7.8
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HiLo
HiLo PopOK Gaming casino game icon
Pros
  • Interesting 3 card selection
  • Progressive win multipliers
  • Cash out options
Cons
  • Unclear progressive win cash out limit
All Game Attributes
Provider
PopOK Gaming
Category
Card
Release Date
30 Aug 2022
RTP
96.0%
Volatility
Low
Max Win
16.32x
Min Bet
$0.10
Max Bet
$20
Demo Mode
Yes
No
Autoplay
Yes
No
Bet Limits
Yes
No
Theme
Cards, Minimal

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Our team comprises experienced casino players and industry professionals with years of hands-on experience across various brands. We've personally tested countless games, claimed numerous bonuses, and navigated the complexities of deposits, withdrawals, and customer support.

This real-world knowledge allows us to evaluate casinos from a player's perspective, identifying genuine value and potential pitfalls that only become apparent through actual play. We understand what matters most to players because, well,  we are players.

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Reviewed by Christopher White
03 May 2026
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How To Play HiLo by PopOK Gaming

HiLo is very quick to understand. The aim is to make a prediction on the value of one of the 3 face down cards relative to the single face up card. Will it be higher, lower or equal to the face up card? The less probable the prediction, the larger the payout. Here's how it works:

Step 1: Set your bet amount

Configure your bet value anywhere from $0.10 to $20. You can increase or decrease your bet value by typing into the input field directly, using the up and down arrows to make incremental changes or quickly halve or double the current value with the quick bet buttons.

Step 2: Understand the odds

A screenshot og HiLo by PopOK Gaming showcasing dynamic odds
Dynamic odds based on previous card

Depending on if you are betting on the next card being Higher or Lower, your odds will change relative to the current face up card. See below the odds for both higher and lower scenarios.

If the "hidden" card is higher or equal than the card displayed on the screen, which cover the stake type, than the player wins:

  • For number "2" - x0.96
  • For number "3" - x1.04
  • For number "4" - x1.14
  • For number "5" - x1.26
  • For number "6" - x 1.4
  • For number "7" -x 1.6
  • For number "8" - x 1.81
  • For number "g" - × 2.13
  • For number "10" - x 2.58
  • For "J" - x3.6
  • For "Q" - x4.45
  • For "K" - x7.1
  • For "A" - x16.32

If the "hidden" card is lower or equal than the card displayed on the screen, which cover the stake type, than the player wins:

  • For number "2" - x16.32
  • For number "3" - x7
  • For number "4" - x4.45
  • For number "5" - × 3.26
  • For number "6" - x2.58
  • For number "7" - x2.13
  • For number "8" - x1.81
  • For number "9" - 1.6
  • For number "10" - x1.4
  • For "J" - x1.26
  • For "Q" - x1.14
  • For "K" - x1.04
  • For "A" - x0.96

Step 3: Place your bets

Press the green “Bet” button to commit the wager and start the round. Choose from either the Higher or Lower option, then select any of the 3 face down cards above the face up card we are betting against.

If your prediction is in favour of the face up card, you unlock the win multiplier relative to the paytable above. At this stage, you can either cash out, or make another prediction from the card you have just drawn.

The game continues in this pattern until either you predict wrong, or cash out.

HiLo by PopOK Gaming card selection during betting phase
Card picking phase of the betting round

RTP and Max Win

The default theoretical Return to Player (RTP) is 96.0% and the maximum multiplier is 16.32x

Game Features

Below are the key game features of HiLo by PopOK Gaming:

  • 3 Card Selection: Instead of simply turning over the next face down card on the deck, you can choose any of the 3 face down cards on the table to determine the outcome. This is a unique feature of Hi Lo games we aren’t too familiar with.
  • Clear winning odds for prediction: The odds update in real time based on the face up card, showing your win value for either higher or lower dynamically throughout the game's progression. 
  • Cash Out: Choose when to cash out your winnings. When the odds aren’t in your favour or the risk is too high, take your win and start fresh.
  • Current Bets Panel: View the list of bets committed during the betting phase countdown. Bets are added to the list as soon as the Bet button is clicked.
  • Provably Fair: The HiLo game is built on Provably Fair technology, meaning each and every game round can be verified for fairness using the in game Provably Fair tool.
  • Round History: Check the results of the previous round at the top of the game page with the round history panel. Here you can spot trends and patterns to help you make decisions for your bets.

Winning round cashed out in HiLo by PopOK Gaming
Gameplay screenshot showing a win cashed out

Mobile Compatibility

HiLo is built on HTML5 and JavaScript, meaning your game will load and run flawlessly on most modern mobile browsers. No download required, simply launch the game from your browser and start playing.

Our Verdict

HiLo from PopOK is a new way of experiencing the classic higher or lower card game we’ve all come to love over the years. The key difference here from many others is the 3 card selection when revealing the face down card.

Normally we just pull the next card from the deck, but in this game it feels like we have a greater element of control over the outcome which adds to the excitement. As well, the UI and game controls are very simple and well thought out, making it easy for us to quickly make decisions on our next prediction or cash out.

A word from PopOK Gaming:

“Try your luck in one of the most popular card games. Our new HiLo addition is completely based on your 6th sense. 26 cards are played in the game: 2, 3, 4, 5, 6, 7, 8, 9, 10, J, Q, K, A, represented in Red or Black. All you need to do is guess whether the “hidden” card is bigger or smaller than the card displayed on the screen. Once you choose the bet amount, you place a High or Low bet. The “Bet ” button and voila! The game starts.” - PopOK Gaming

HiLo Rating

Overall Rating

7.8
Excitement
8
Replay Value
8
Learning Curve
9
Visuals
6
Performance
8

Every casino game at Buzz Tap Betting is evaluated using a comprehensive 5-metric system designed to give you a complete picture of what to expect. We assess each game across Excitement, Replay Value, Learning Curve, Visuals, and Performance.

Each metric is scored out of 10, and these scores are combined to create an overall rating that helps you quickly identify the best games for your preferences. Whether you're looking for high-octane thrills or smooth, easy-to-learn entertainment, our rating system takes the guesswork out of finding your next favorite game.

Gameplay Screenshots

HiLo PopOK Gaming mobile gameplay screenshot
HiLo PopOK Gaming mobile gameplay screenshot winning round
HiLo PopOK Gaming mobile game rules screenshot

Smart Betting Tools for HiLo

Test your winning strategies for HiLo by PopOK Gaming with our tailored betting calculators and simulators.

Bet smart with a plan - use our tools to help guide your sessions to profits!

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Frequently Asked Questions

What is HiLo by PopOK Gaming?

HiLo by PopOK Gaming is a virtual card game where the goal is to guess the upcoming face down card. Payout odds vary depending on the probability of your prediction, allowing you to choose the next face down card to reveal from 3 possible choices. It's a game of strategy, luck and prediction. Will you go higher, or lower than the face up card?

Can I play HiLo for free?

Yes you can! Head back up to the top of this page where you’ll find the demo game version of HiLo by PopOK Gaming. This game requires no download or registration. Simply launch the game and play directly in your browser completely risk free!

What other games are like HiLo?

Below is a list of games we recommend that are similar to HiLo by PopOK Gaming:

Are PopOK Gaming safe to play?

Yes, absolutely. PopOK Gaming (operated by Soft Construct (Malta) Limited) holds a Malta Gaming Authority licence (MGA/B2B/286/2014) and is regulated by the UK Gambling Commission, two of the most rigorous regulatory bodies in the industry. They also hold certifications across multiple jurisdictions including Romania, Sweden, Denmark, the Netherlands, and more, demonstrating consistent compliance with global standards. PopOK Gaming strictly prohibits underage access and ensures all activities adhere to legal and ethical standards, maintaining a safe and controlled gaming environment for players.

Where can I play HiLo for real money online?

Scroll back up the page a bit and you’ll find a list of partnered online casinos where you can find and play HiLo for real money. Be sure to browse the casino lobby and check to see if PopOK Gaming is available for your country of registration.

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