HiLo by 100HP Gaming

The aim of HiLo is to guess whether the next card will be higher or lower than the starting card. Cards rank from 2 at the bottom to Ace at the top. Here's a step-by-step guide to playing HiLo.

Step 1: Set your bet value

Enter your bet anywhere from $0.10 to $150, or use the /2 and x2 buttons.

Step 2: Check the starting card

Look at the odds panel next to the card. It shows the chance and multiplier for Higher or same and Lower or same. Press the replace button under the card to swap it for a new one.

Step 3: Place your bet

Press Bet High or Bet Low. On a 2 or an Ace, the options change to Higher, Lower and Same, since nothing ranks below a 2 or above an Ace.

Step 4: See the next card

The next card is revealed. If your call is right, you win your bet times the multiplier. If not, your bet is lost.

HiLo Paytable

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The default theoretical Return to Player (RTP) is 98.0% and the maximum multiplier is ×16.66, for correctly calling Same on a 2 or an Ace. A single round pays out no more than $10,000.

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Below are the key game features of HiLo:

• Odds panel: Shows your chance of winning and the multiplier for both bets on every card.
• Replace card: Swap the starting card for a new one before you bet.
• Same bet: On a 2 or an Ace, bet on the next card matching for ×16.66.
• 52-card deck: Chances are worked out from the 51 cards left after the starting card.
• Live, My and Top: Follow live bets, your own history and the biggest wins.
• Provably Fair: Check the next card in any round against its hash.

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HiLo has a responsive design that works on mobile, tablet and desktop. No download needed, simply launch the game from your browser and play.

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There's nothing hidden in HiLo by 100HP Gaming. Every card comes with its two percentages and two multipliers printed beside it, and every option is priced at close to the 98% RTP, so the only real decision is how much risk you want on each bet.

That makes the replace button more interesting than it looks. If you want a big multiplier, you can keep swapping until a 3 or a King turns up and back the long shot at ×7.14. If you'd rather win often, an 8 gives you a near coin flip at ×1.85 either way.

Where it falls short is depth. Each bet is a single card, with no streak to build or cash out to time, which is a big difference from HiLo by Spribe and similar games where the multiplier keeps climbing. Treat it as a fast odds game rather than a card ladder and it does exactly what it says.